讲述金融英语的句子

一 1.Now and then i deposit money in a savings account at the bank. The bank then uses this money and pays me a certain percentage on each dollar every year. For example, if i deposit $ 1000 and the bank pays me 4 percent, i will have earned $ 40 by the end of the year. This payment is called interest. 1.我时常把钱存放在银行的储蓄账户上，银行就使用这笔钱，每年按每 一美元的一定百分率付给我利息。比如说，如果我存 1000 美元，银行付给 我 4%的利息，我会在年底得到 40 美元。这笔钱就是利息。 2.In the event of a merger, the merging parties shall execute a merger agreement and prepare a balance sheet and an inventory of property. 2.公司合并，应当由合并各方签订合并协议，并编制资产负债表及财产 清单。 3.Mergers fall into three categories: horizontal, vertical, and conglomerate. 3.合并分为以下三种：横向合并，纵向合并和混合合并。 4.The court appointed a receiver to administer and liquidate the assets of an insolvent corporation. 4.法院指定了一个接管人以管理和清算破产公司的资产。 5.We should improve the systems of unemployment insurance and subsistence allowances for urban residents. 5.我们应当健全失业保险制度和城市居民最低生活保障制度。 二 1.The money which a bank obtains from its customers is generally known as its “deposits” and represents the balances which customers keep on their accounts with their banks. These accounts are of two main kinds: current accounts on which customers can draw check but receive no interest, and deposit and savings accounts on which the banks pay interest for the use of the money. 1.银行从其客户那里得到的钱，一般被称为“存款”，代表客户在银行账 户上持有的余额。这些账户主要有两种：一种是活期存款，客户可以对其开 出支票，但没有利息，另一种是储蓄存款账户，银行使用账上的资金要支付 利息。 2.But the shareholders' money is only a small part of the total amount of money which the clearing banks have at their command. Who provided the rest of this enormous sum? The banks' customers. Banks, in effect, borrow from their customers as well as lend to them. 2.但是，股东的资金仅仅是资金总额中的一小部分，并由清算银行控制 。 其余的大量资金由谁来提供呢?由银行的客户来提供。实际上，银行从客户 那里借来资金，并向他们提供贷款。 3.Shareholders of the banks, or their predecessors, provided the money to set up the banks and to enlarge them. This money is known as a bank’s capital. 3.银行股东，或者是公司创始人，提供资金设立银行，并扩大资金规模 。 这笔资金被称为银行的资本金。 4.When a bank makes a payment on a check, it cancels the check. That is, it marks the check with some kind of stamp so that the check cannot be used again. Postage stamps are also canceled to indicate that they have been used and cannot be used again. 4.当银行兑付支票时要予以注销，也就是说，银行要用某种戳记盖在支 票上，支票就不会再使用了。邮票也要注销，表明邮票已经用过，不能再用。 5.Advances are the amounts which the banks lend to their customers. They earn a higher rate of interest than the banks' other assets. Advances cannot be so conveniently and quickly turned into cash as most of a bank's other assets. 5.预付款是银行贷给客户的钱，所获利息要高于银行的其他资产。预付 款和银行的其他资产不一样，不能够那么方便、那么迅速地变现.