讲述开立储蓄帐户的金融英语口语

Opening a Savings Account 开立储蓄帐户 Henry Samson is asking a clerk at the First National Bank about opening a regular savings account. 亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。 Clerk:May I help you ,sir? 职员：我能为您做些什么吗?先生? Samson:Yes,please .I'd like to open a savings account .Can you give me some information? 萨姆森：谢谢，我想开立一个储蓄帐户。请您和我谈谈这方面的事，好 吗? C:Yes,I'd be happy to help you .We call our regular savings account plan passbook savings. 职员：好的，我很乐意为您服务。我们把我们的银行的普通储蓄帐户称 为银行存折储蓄。 You may open an account in your name only ,or a joint account with your wife. 您可以只用您自己的名字开立帐户，也可以与您的妻子开立共同帐户。 There is no minimum balance ,and you may make deposits or withdrawals at any time . 我们这里没存款最小余额的限制，而且可随时存款或取款。 S:Do I earn interest on the account ? 萨姆森：我能从帐户上得到利息吗? C:Yes,we pay the highest interest rate permitted for commercial banks . 职员：可以的。我们这里支付商业银行所允许的最高利率。 We credit the earned interest to your account automatically every quarter. 每个季度，我们会自动地把利息划入您的帐户的贷方。 S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank? 萨姆森：开立一个帐户难吗?我是说，我必须是银行的老客户吗? C:No ,sir.not at all.All that's necessary is to fill out this signature card and make your initial deposit . 职员：不，先生，完全不必。您所需要做的只是填写一下这张签名卡， 并进行首次储蓄， Even a dollar is enough to open the account . 甚至一美元就可开立一个帐户。 S:Let's see .You want my name,address,occupation ,date of birth and Social Security number . 萨姆森：让我看看这张卡片。你要我填上姓名、住址、职业、出生日期 和社会保险号码。 What's this item here,"Mother's Maiden Name"? 母亲婚前姓名这一项是怎么回事? C:We ask that for identification purposes ,sir .It's a code word we use to positively identify you in case you lose your passbook or there is some other need for positive identification . 职员：我们要求这一姓名是为人便于辨别身份，先生。这是一个暗语， 万一您丢失了您的存折，我们可以用它来确切地辨别您的身份，或者由于某 种需要，用以准确地辨认身份。 S:I see.Well,let me fill this out and I'll open an account. 萨姆森：我明白了，那我就填写这张卡片，然后开立一个帐户。