关于理财投资的英语口语

一我想试着炒炒股 Buying stocks AEveryone wants to be financial lose kill. You must invest your savings if you planed to retire rich. I’m thinking about buying stocks. It can be a good investment if I can manage well. What do you say? 每个人都想减少经济损失。如果你想退休时很富有，你就必须拿你的积 蓄去投资。我想到了买股票。如果我能很好地管理它，它可能是一种很好的 投资方式。你怎样认为呢? BI partly agree with you. Buying stocks is not difficult, but making money consistently from buying stock is very difficult. Even professionals don’t find it easy, so be careful. Anyway, people like us need help with investing. Why not do some online research? There are data, reports and discussion forums to educate people on how to invest. In addition, you need to visit an established website that offers stock charts. 我部分同意你，买股票并不难，但是买股票一直赚钱就很难了。甚至是 专业人士也觉得不容易，要如此小心。无论怎样，想我们这样的人需要投资 方面的帮助。为什么不上网搜索呢?网上有数据，报告和论坛可以教人们如 何投资。另外，你需要访问一个提供股票走势图的已建网站。 AWow, you sound very professional. 哇，听起来你好专业。 BI just watched the investment TV program last weekend. It has become a very hot topic these days. Actually I am not even a beginner. 上周末我刚刚看了关于投资的电视节目。现在它成为非常热门的话题。 实际上我并不是一个初学者。 二美国社会保险 AWell, that was an interesting documentary! 那是个有意思的纪录片。 BFor sure! I didn’t really understand some of the technical jargon they used in the film when they talked about social security in the US. 当然，我不明白影片中档他们谈到美国社会保险时提及的一些技术术语。 ALike what? 比如说? BWell, they mentioned how people put away money in something called a 401K? 他们提到人们如何将钱投进一个叫 401K 的东西。 AYeah, I know it sounds weird, but a 401k is a type of retirement plan that allows employees to save and invest for their own retirement. Through a 401K, you can authorize your employer to deduct a certain amount of money from your paycheck and invest it in the plan. Everyone tries to contribute as much as possible so that when you retire, you can rest peacefully on your nest egg. 我知道它听起来和奇怪，事实上 401K 是一项退休计划，它允许雇员将 钱省下来为了以后的退休而投资。通过这个机会，你可以授权雇主从你的工 资中扣除一定量的钱，并将钱投入那个计划。每个人都尽可能的出钱，以便 当你退休时可以安享晚年。 BThat’s interesting and logical I guess. In my country, we also have to contribute to a government-run retirement fund, but most people don’t really trust it so they just invest in properties or things like that. 那很有意思也很符合逻辑。在我的国家，我们必须拿些钱加入政府经管 的基金，但是大多数人并不相信，人们还是将钱投到房产或类似的东西上。 AThat seems a bit unstable don’t you think? 那看起来不稳定，你不觉得吗? BYeah, but corrupt governments in the past have created distrust among banks and financial institutions, so now people prefer to have money hidden in a jar or a piggy bank. 是的，但是目前的政府让银行和金融机构感到不可信任。所以现在人们 更愿意将钱藏到罐子里或是存到贪心的银行里。 AI’ve been thinking of doing that lately! I don’t want some banker to run off with my money! 我也正在向那么做。我不想让某个银行家将我的钱卷走。