银行常用英语词汇及短语及相关阅读

银行常用英语词汇及短语：Useful Words and Phrases a deposit form 存款单 a banding machine 自动存取机 account number 帐目编号 depositor 存户 pay-in slip 存款单 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 银行实用英语对话阅读篇一 A: Hello, welcome to Credit Services. How can we help you? 您好，欢迎光临信贷业务部。我们能如何为您效劳? B: I'm interested in applying for a credit card with you. 我想在你们这里申请一张信用卡。 A: Are you an existing customer? 您现在是我们的客户吗? B: Yes, I've had a Current Account with a debit card with you for years. Now,I'm looking at upgrading to a credit card. 是的，我已经在你们这里办了一个带借记卡的活期存款账户，有好几年 了。现在，我希望升级成信用卡。 A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance. 请允许我问您一下，您为什么不早一点儿想到在我们这里申请一张信用 卡呢?多数年轻人是绝不会放过这个机会的。 B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead. 当我在你们这里开户时，我还是一个学生，我两年前 毕业后，有了一个 稳定的收入，所以我想现在才是申请信用卡的最佳时机。 A: That's very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments. 您很明智呀。我们见过很多刚毕业的大学生申请信用卡，他们拿到了卡 ， 就开始疵狂消费，却又无法还款。 B: As you can see from the statements for my Current Account, I have never been overdrawn. I'm always very careful about that. 正如你从我的活期账户对账单上所看到的那样，我从来没有透支过。对 此我总是非常謹慎的。 银行实用英语对话阅读篇二 A: Welcome to IBJ. What can we assist you with today? 欢迎光临 IBJ 银行。我们今天有什么可以帮助您的吗? B: Hello. Yes, I've just read your leaflet about the new MoneyLink Card. I was wondering how I go about applying for one. 你好。是的，我刚刚看到你们有关新的灵通卡的宣传单。我想知道如何 申请此卡。 A: This scheme has just started and you will be one of our first 100 customers,so if your application is accepted, you will receive some rather nice perks. 这项业务刚刚开始，并且您将在我们的前 100 名客户之列，因此，如果 您的申请被接受的话，您将得到一些非常好的额外优惠。 B: That does sound good. I'm already an account holder, have been for many years. And I already have your existing card. 这听起来不错。我已经有账户了，开了很多年了。而且我已经有你们现 有的银行卡了。 A: That should make things perfectly simple,then. Actually, if you had waited a little while longer, we would have notified you by post. 那么，这应该使事情变得很简单啦。其实，如果您再多等一段时间，我 们也会致函通知您的。 B: Perhaps your letter is already in the mail! So, I can just upgrade automatically? 也许你们的信已经在邮递当中了!这么说，我可以自动升级啦? A: May I have your details,and I'll check for you. 请您给我您的详细信息，我会为您查一下。 B: Certainly.... 当然可以.... A: OK, so you are already a gold card holder, with a sound credit history. That means we can automatically upgrade you to our new platinum card. 好的，您已经有金卡了，信用记录良好。这意味着我们可以自动为您 升 级到我们的新的铂金卡。 B: Wonderful! And, you mentioned "perks"? I do hope I'll be getting some of those. 太好了!还有，你刚提到过"额外优惠"吧?我真的希望我将得到一些优惠。